I am sometimes amazed at the profundity of academic institutions, for instance a group of scholars at Ohio State University and the University of Michigan have conducted a major study of how weather affects outlook, especially on the New York Stock Exchange. You know what they found out after this extensive study? Listen and learn. This is important. I found out, quote, that there's a great deal of evidence from psychology that sunshine helps people get in a good mood, and people in good moods make more optimistic choices. Yeah, I know that's the kind of academic institution to which you're giving all that money, so they can educate your children. I would worry too. I'm Steve Brown, a key life network. You think about that. Visit key life on the internet at keylife.org.